The San Francisco Bay Area, popularly referred to as the Bay Area or simply the Bay, is a populous region surrounding the San Francisco, San Pablo, and Suisun Bay estuaries in Northern California.  Two of the largest earthquakes in recent history were the 1906 San Francisco earthquake and the 1989 Loma Prieta earthquake.  Today, the bay has been significantly altered heavily re-engineered to accommodate the needs of water delivery, shipping, agriculture, and urban development, with side effects including the loss of wetlands and the introduction of contaminants and invasive species. These income levels are based on the current year's Area Median Income (AMI). Median income measures the income in the middle of the pack. By 1915, the city had been sufficiently rebuilt and advertised itself to the world during the Panama Pacific Exposition that year, although the effects of the quake hastened the loss of the region's dominant status in California to the Los Angeles metropolitan area. This weather pattern is also the source for delays at San Francisco International Airport. The income figures don’t surprise Hope Allen, president and CEO of the North Tampa Chamber. Economically, the post-war Bay Area saw huge growth in the financial and technology industries, creating a vibrant and diverse economy with a gross domestic product of over $700 billion, and home to the third highest concentration of Fortune 500 companies in the United States (as of 2018).. The East Bay, centered around Oakland, is home to heavy industry, metalworking, oil, and shipping, while San Jose is the heart of Silicon Valley where a major pole of economic activity around the technology industry resides. According to CNNMoney, the Bay Area community college with the highest "success" rate is De Anza College in Cupertino, which is also the tenth-highest ranked in the nation. Historically, this was the northern extent of their warm-water species range..  During the summer, rising hot air in California's interior valleys creates a low pressure area that draws winds from the North Pacific High through the Golden Gate, which creates the city's characteristic cool winds and fog. Hope Allen, president and CEO of the North Tampa Bay Chamber. How Many People Live on Our Streets? In 1945, the United Nations Charter was signed in San Francisco, establishing the United Nations, and in 1951, the Treaty of San Francisco re-established peaceful relations between Japan and the Allied Powers. The development, maintenance, and operation of these different modes of transportation are overseen by various agencies, including the California Department of Transportation (Caltrans), San Francisco Municipal Transportation Agency, and the Metropolitan Transportation Commission.  Carlos Santana rose to fame in the early 1970s with his Santana band and would later be inducted into the Rock and Roll Hall of Fame.  In 2017, the greater twelve-county statistical area had a GDP of $878 billion, the third-highest among combined statistical areas.  The city is also host to a California State University school, San Francisco State University. The number also dwarfed our area’s typical household income of a little less than $55,000.  On the other hand, low income residents in the Bay Area saw their incomes fall by nine percent since 2007, with the bottom ten percent earning just $20,000 on average. The California Golden Bears and Stanford Cardinal compete in the Pac-12 Conference, and the San Jose State Spartans compete in the Mountain West Conference. The median household income in San Francisco, CA in 2017 was $110,816, which was 35.2% greater than the median annual income of $71,805 across the entire state of California. Amadeo Peter Giannini, owner of the Bank of Italy (now known as the Bank of America), had managed to retrieve the money from his bank's vaults before fires broke out through the city and was the only bank with liquid funds readily available and was instrumental in loaning out funds for rebuilding efforts. The Latino population is spread throughout the Bay Area, but among the nine counties, the greatest number of them live in Santa Clara County, while Contra Costa County sees the highest growth rate. Major rivers of the North Bay include the Napa River, the Petaluma River, the Gualala River, and the Russian River; the former two drain into San Pablo Bay, the latter two into the Pacific Ocean. The climate is temperate and generally very mild, and is ideal for outdoor recreational and athletic activities such as hiking. “It’s clear that low income families don’t seem to be able to make as much economic progress as we would like.”.  The Miwokan and Costanoan Ohlone people, who were living in the Bay Area at the time of first European contact, were possibly descended from Siberian tribes who arrived at around 1,000 BC by sailing over the Arctic Ocean and following the salmon migration.  In Oakland, median rent increased by one-third between 2011 and 2013.  All three football-playing schools in the Bay Area are in the Football Bowl Subdivision, the highest level of NCAA college football.  Nine out of eleven distinct assemblages have been identified in a single county, Alameda.  In 2016, the smaller nine-county Bay Area had a GDP of $781 billion, which nonetheless would rank it 5th among U.S. states and 18th among countries.  The Bay Area is home to over 382,950 Filipino Americans, one of the largest communities of Filipino people outside of the Philippines with the largest proportion of Filipino Americans concentrating themselves within American Canyon, Daly City, Fairfield, Hercules, South San Francisco, Union City and Vallejo.