Fax: 403-234-9299 If the garage keeper does not discharge the registration, make an application to the Court of Queen’s Bench to confirm that the registration should be discharged. The registration lasts for 6 months from the date it was filed. After its seized it belongs to the state. If you are being sued by one company and there are others that you are also indebted to – it may be time to consider a bankruptcy or proposal to clean up all of your debts. You must prove to the Court that the demand letter was properly served to the garage keeper. The new law says that if a sheriff or bailiff picks up an item that “may” be exempt under the law, they are required to serve notice on the owner (or the owner’s last known address) that the owner has the right to claim the exemption. I could not have asked for anything more and am thankful they were recommended to me. However, family members can only claim hardship if the vehicle was seized for felony DUI violations and for driving with a suspended or revoked license. What I am talking about is a Judgment Creditor. If you agree the debt is real and you simply can’t pay, you may want to. An Order will be then be issued forfeiting the property to the seizing agency subject to the lien. You will be served with a Notice of the seizure. A finance company that loaned you the money to buy the car is a secured creditor. You may also contact the Consumer Contact Centre at 1-877-427-4088. It does not constitute … Once your vehicle has been delivered to the sheriff, he or she must notify everyone listed on the title of the automobile within 15 days via certified mail to the address on file with the Secretary of State. If you did not authorize the repairs you are being charged for, you may be the victim of Unfair Trading, and you should contact the Consumer Contact Centre at 1-877-427-4088. According to the Illinois Secretary of State, a person is considered to be under the influence if their blood-alcohol content (BAC) is .08 or higher. Even if you were found driving over the limit, you may still be able to avoid a DUI conviction. If you have a court appearance in Alberta, most court rooms have an option where you can join by phone or v…, Sahwoo mohkaak tsi ma taas (Blackfoot for “Before Being Judged”), Immigrant Services Calgary (ISC)- Cancelled. Once you have cleared the liens registered against your vehicle, do another search at the Personal Property Registry office to see if the liens are properly discharged. If you agree the debt is real and you simply can’t pay, you may want to talk to a licensed insolvency trustee about your options. Home » Blog » Can Unsecured Creditors Take My Car For An Unpaid Debt? If something you own is seized and you didn’t pledge it as security for the loan, then make sure you take the time to submit a claim for the exemption if you want the thing back, or the money from the sale. Mon-Thur: 9:00am to 4:30pm If your vehicle has a lien on it, the lienholder must file a petition to have the vehicle returned to them pursuant to their security interest. Learn what you can do if vehicle forfeiture has happened to you due to a DUI. The garage can have your vehicle seized and sold to pay for the debt. You Must Claim Your Exemption Within 5 Days, How to Remove a Real Estate Writ after a Bankruptcy or Consumer Proposal, Lobbying to Clarify and Retain Exemption Protection for Debtors, Types of Creditors in Bankruptcy – Secured, Unsecured & Preferred, Ontario Bankruptcy Exemptions: Assets You Can Keep, Ontario Bankruptcy Exemption Law Changes Protect Home Equity. If your vehicle has a lien on it, the lienholder must file a petition to have the vehicle returned to them pursuant to their security interest. The garage keeper cannot drive your vehicle or damage it when keeping the vehicle. I don’t think a reputable lender would do such a thing, but unfortunately, there are some less than reputable businesses out there. I NEVER understood how I could forfeit something I don't own. This topic discusses liens that can be placed against your vehicle if you do not pay for the repairs or services you authorized to have done. Disclaimer | Site Map | Privacy Policy | Terms of Service. Sign up for our newsletter to get the latest articles, financial tips, giveaways and advice delivered right to your inbox. 100, 840 - 7th Avenue SW The vehicle will be sold after 15 days if there is no Notice of Objection served and filed. Contact us today for your free consultation. Most were arrested on a weekend between 11 pm and 4 am with a BAC of .16, which is twice the legal limit in Illinois. Because your vehicle takes up room in the garage, the garage keeper may release your vehicle if you acknowledge the debt by signing the invoice for repairs. It's worth noting that if you do have a spouse, he or she can transfer the vehicle's title if they can sufficiently show that the seized vehicle is their only source of transportation, and that not having access to a vehicle creates enough of a hardship for the family that it outweighs the benefit to the state to seize it. Self-confessed thief Margaret Patricia Maynard has had her vehicle and household possessions seized by a civil court order as one of her complainants tried to …