The Program is made available by Canadian Tire Corporation, Limited (referred to as Canadian Tire or we) on the following terms and conditions.

Participating in the Program
In order to collect and redeem electronic Canadian Tire Money (eCTM®), you must become a member (a Member). eCTM that
you collect at other merchants will also be rounded to the nearest cent.

The rate at which eCTM can be collected may vary from time to time and by location and is subject to change by Canadian Tire
without notice. It is your express wish that these Program terms and conditions be written in the English language. In addition, you may collect eCTM at a different rate if you pay with a Program Credit Card than you would if you
use a Triangle Rewards Card (or Cardless Method). Example: On a $100 (pre-tax) purchase with a 20X bonus multiplier a Member would earn a bonus $8 in CT Money (20 X .4% X $100). ®/TMMark’s is a registered trademark of Mark’s Work Warehouse Ltd, used under licence. Pricing Policy The tire producer / manufacturer is responsible for the recycling fee charged on new tires. All Canadian Tire companies have adopted the Canadian Tire Privacy Charter (Privacy Charter). You cannot collect paper Canadian Tire Money® and eCTM on the same transaction.

If you are the holder of a Program Credit Card and you fail to keep your credit card account in good standing, any eCTM that you might have collected as a result of transactions with that Program Credit Card, may, in Canadian Tire’s sole discretion, be cancelled.

Eligible Merchandise
All merchandise sold at Canadian Tire stores, or on-line at canadiantire.ca, is Eligible Merchandise except the following: gift cards, lottery tickets, hunting and fishing licences, tire disposal fees, tire taxes, Rug Doctor® rental charges, refundable deposits, environmental fees, repair charges, delivery or assembly charges, other store services (other than automobile service), interstore sales, other store labour (other than labour for automobile repairs), donations at a discount, house account charges, towing charges, prepaid cards, phone cards, tobacco products or alcohol, Pit Stop® parts/labour charges, Canadian Tire Roadside Assistance®memberships that are purchased over the phone or on-line, premiums for credit card balance insurance or for insurance or extended warranties on items purchased with a Canadian Tire branded credit card, premiums for other Canadian Tire branded insurance products, cash advances, transactions using a convenience cheque, balance transfers and other cash transactions, any fees charged on a Program Credit Card, payments made to a Program Credit Card account, the value of any part or item traded-in in connection with a purchase, any item that we are legally precluded from awarding eCTM in respect of and such other goods or services as we may determine from time to time in our sole discretion. If you use a Triangle Rewards Card or Cardless Method, it must be swiped or scanned or your phone number provided, as the case may be, before you make your purchase. Not all items sold at Canadian Tire earn CT Money. If you do not receive a Triangle Rewards Card you will need to use a Cardless Method (see below) when you collect or redeem eCTM. 

Any Program Credit Cards that are issued to a Member will also be linked to that Member’s Triangle Rewards Account. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. Please call 1-800-226-8473 for current rates. 

When shopping at Canadian Tire stores or gas bars, if you forget your Triangle Rewards Card or choose not to use it, you may still be able to collect eCTM on a qualifying purchase if you provide the telephone number that you gave when you enrolled as a Member or you scan at a compatible point of sale device your mobile phone or other mobile device on which you have downloaded the Program App (each of these is a Cardless Method).

Purchases made in a foreign currency with a Program Credit Card are first converted into Canadian currency (as set out in the cardmember agreement) prior to calculating the amount of eCTM that you have collected.

eCTM can only be collected on one Triangle Rewards Account for each purchase transaction.